You have 3 options for your investment. Option 1 is to have use of a room for a reduced price. The reduction will always be a similar level to the rate of return. A minimum investment will receive a subsidy of around £90 per week. You will be informed of all costs before you commit to any investment. Costs will change each year but will remain around the percentages stated above.  Option 2 is to have 95% of your subsidy paid to a different care home of your choice . Option 3 is to receive a cash return by selling your room back to us for 95% of our standard rate.

Example

Option 1 - Receive a subsidy on a room of £90 per week on a £50,000 investment. Equivalent to a return of 9.36%

Option 2 -  Receive a subsidy of £85.50 on a room in care home of your choice (95% of £90) Equivalent to a return of 8.89%

On both of these options you'll receive a proportionally bigger subsidy if you invest more than £50,000. For example, if you invest twice of much, you'll receive twice the subsidy, so £180 per week on option 1 or £171 per week on option 2 if you invest £100,000.

Option 3 - Sell your room back to us at 95% of our standard rate. Again, an equivalent return of 8.89%

You may switch between options at any time after 1 year and as many times as you wish.

Your investment will be held in an account until a suitable care home is available to allocate your investment against. Our solicitors hold this account and will only sign off any purchase of a reputable care home once due diligence has been completed. Your money cannot leave the account for any other purpose than this, other than if you request its return

Ending Your Investment